Northern California Farm Credit: Notebook: Financial Tips

Do you need a consultant?

Sound management and tax planning are essential to make your assets work for you. Expansion and new enterprises take a lot of hard thought. Labor management is an increasingly critical issue. Our consultants can help you understand the pros and cons of the most complex decisions you will ever make. And when you're ready, they work with your attorney and accountant to help you act on those decisions.

The following questions will help you determine if you need a consultant. If you answer "yes" to any question, contact your local Northern California office or e-mail us.

ARE YOU:	YES	NO
Making farm business transfers among family members?
Adapting farm partnerships or various corporate business arrangements to your particular operation?
Developing and rewarding good employees?
Merging resources with another farm?
Developing meaningful records to help in farm management decisions?
Planning the impact of farm investments and expansion?
Cash flow management and developing budgets?
Determining the profitability of various business enterprises?
Relocating to another farm?

     Tax Relief Act 2003
     Loan or lease?
     A closer look
     Loan officer
     Building a business plan
     Bus. management advice
     How to be a better risk...
     Who needs a consultant?
     Do you need a will?
     Avoid making these 7...
     Estate planning tips
     Who needs an appraisal?
     Alternative Minimum Tax
     Stay connected