Northern California Farm Credit: Financial Solutions: Manage Risk



	Manage risk The following products can help you manage the risks you face every day: Fixed interest rates. When you fix your interest rate for a specific period, you'll find that financial planning is easier. For convenience, you may convert to another fixed rate or to a variable rate when the specified period is over. Credit life insurance. A credit life insurance policy protects dependents (or loan cosigners) from the financial burden of outstanding debt. Credit life insurance pays off the policy owner's insured loans immediately. It provides peace of mind by protecting your estate and your survivors' credit ratings by preventing loan default. Would you like to know more? Our list of frequently asked questions will help you understand why you should consider credit life insurance. Flex mortgage program. The mortgage that lets you manage interest rate risk on your long-term real estate loan. This program helps you achieve a mix of rates so you can hedge against extremely high rates while taking advantage of today's lower short-term rates. You can: Select up to four pricing options simultaneously Designate the amount in each pricing segment			Credit life insurance FAQ
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