Northern California Farm Credit: Financial Solutions: Special Options

Special options at a glance

Purpose	For Example...	Key Benefits
Special loan programs	Young and Beginning Farmer Program	The demands for capital and financial management make starting a new agricultural business difficult. That's why we offer special loans and financial services to young and beginning farmers and ranchers with a: • solid business plan • likely potential for success • willingness to work hard
	Part-Time Farmer Program	This program is designed for individuals who have off-farm income but also own and operate a farm or ranch operation to supplement this income. The part-time farmer program offers: • competitive interest rates • reduced paperwork • quick processing time • favorable credit underwriting standards • Easy accessibility
	Guaranteed Loan Program	Northern California is committed to helping people enter agriculture. • We'll help you prepare and submit an application to the Farm Services Agency for a guaranteed loan if your financial picture is not all that it could be. • You'll need to meet FSA conditions to be approved for a loan.

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