Northern California Farm Credit: Financial Solutions: Lease Options

Purpose	For Example...	Key Benefits
Capital assets	• Vehicles • Buildings • Equipment, such as: -tractors -combines -farm implements -dairy equipment -material handling -processing and packaging -irrigation systems	• Quick decisions • Very competitive rates • Tax advantages • NO down payment • NO points • NO fees • NO prepayment • NO waiting. We'll give you an answer in one day. • Volume discounts on vehicles • Renewal, purchasing options • Fixed payments • New or used equipment and vehicles • Lease "buy-back" option

Flexible terms that fit

Payments can be fixed for the entire lease term. You can choose monthly, quarterly, semiannual or annual payments or even skip payments. You can even delay your first payment for up to six months to match your cash flow. A lease can be structured from one to seven years depending on the equipment and its useful life.

Trade-Ins Apply Toward the Lease

When upgrading to newer equipment, older equipment may be traded in. The value of your trade may be applied against the lease, or paid to you and then applied to your first lease payment.

We're here to help you grow and succeed financially. It's the Farm Credit Way!

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